Submit a FreedomLoan Application


Please follow these instructions to complete your loan application.

  1. Please complete the pre-qualification questionnaire – this will help you determine whether you might qualify for a loan or need to submit with a co-signer or substitute borrower. Please be honest and accurate as we will verify the information you provide.

  2. Enter the name of the treatment facility you are considering and the loan amount required. If you are making a downpayment, please do not include that information, we only need to know how much you want to borrow.

  3. Complete all sections relating to LEAD APPLICANT. If you have lived at your current address for less than 2 years, please provide your previous address in full. If you have worked with your current employer for less than 2 years, please provide full details of your previous employer.

  4. If you are submitting with a co-signer, please complete all information in that section.

  5. Please do not forget to check the ‘Agree to Terms’ box at the end of the application or we will not be able to process your application.

Processing takes 3-4 hours as we consider all aspects of your application, not just the numbers. Processing can take longer if there is any information missing in the application so please pay attention to all required fields.

Please complete the following pre-qualification questionnaire BEFORE submitting your loan application as it contains important information.

Are you employed?

Do you have credit accounts, lease agreements or other finances in collection?

Are you behind on your rent or mortgage, or have you been behind in the last 12 months?

Have you been declared bankrupt in the last 7 years?

Do you have at least 2 years of established credit?

Are you a US or Canadian citizen or legally permanent resident of either country?

Is your debt to income ratio lower than 42% (DTI is calculated as a percentage of monthly outgoings from income)

Is your credit score higher than 650?

Do you have documentation to prove your income (pay stubs, tax returns, and a divorce decree for any alimony or child support)? If you are self employed do you have your most recent 2 years tax returns complete and does your AGI (line 37 on tax return) match the income on your application?

How did you find us?

Do you have any medical insurance of any kind?

If you fail this pre-qualification questionnaire or are declined a FreedomLoan, would you be interested in enrolling in the Second Chance program? (Second Chance offers part scholarship/ self payment with providers that are willing to release empty beds at discounted rates – strict terms and conditions apply. Must have been declined by FreedomLoans). Click here for more information on the Second Chance Program

You have finished the quiz.

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